Clean Up Your Past
We work with all 3 credit bureaus and your creditors to challenge the negative items that affect your credit score.
Track Your Present
Easy access to your user dashboard account 24/7 for live status updates on improvements to your credit reports and scores.
Change Your Future
We’ll maximize your score so you can achieve your goals and learn how to maintain your awesome credit long after our work is done.
Take a look at our credit insights before signing up
No Commitments
Cancel Anytime
Professional and Customized Strategies
Real-Time Status Updates
100% Money Back Guarantee
Not all Credit Scores are created the same
We are passionate about digging deeper and going the extra mile with the credit bureaus making sure they cooperate on your behalf. No one fights harder for you than us, uncovering what's important.
Learn how we can help.
The Process
It's eccentric and innovative. SIMPLE. SMARTER. EASIER. AFFORDABLE.
Learn More
Call us or inquire online to learn more about our services first. If we can't help, we will let you know. We're not here to waste your time or money.
Risk-Free Credit Assessment
A knowledgeable, dedicated account manager would be assigned to your case. They will provide a strategy that is tailored to your personal and family's goals.
Get Real
Results
We will work relentlessly to defend your case and dispute any negative items. By doing this, we will optimize your score and help you achieve success.
Our Pricing List
PAY AS YOU GO
No Setup Fees
No Cancellation Fees
Get started for just $1, then $19.95/mo.
gold package
/ month
Yes that's it! Give us a call it will only take 15 minutes...
Compare for Yourself
ALL 3 CREDIT BUREAU SCORES & REPORTS
Many credit repair companies start by requesting a copy of your credit report from each of the three major consumer credit bureaus (all three) — Equifax, Experian and TransUnion – before they can start. You either pay for them, or they charge you for them.
Other Companies
14.99
PLUS IMPACT ON SCORE
Golden Credit Builders
$1.00**
NO IMPACT ON SCORE
HONEST PRICING, NO SURPRISES
Many companies will charge “initial setup” fees or “discovery” fees. Sometimes, even “cancellation” fees.
Other Companies
SETUP FEES /
CANCELLATION FEES
Golden Credit Builders
PAY AS YOU GO
CREDIT CONSULTATION
A Professional Credit Analyst will review your reports with you and help identify any negative items hurting the overall health of your reports.
Other Companies
$30.00
Golden Credit Builders
FREE
ASSURANCE OR MONEY-BACK GUARANTEE
As a credit repair company, we have an obligation to ensure that we can help you, BEFORE starting work – that's why it’s important to have the right to request for a refund if that’s the only other option.
Other Companies
NOT AVAILABLE
Golden Credit Builders
INCLUDED
Frequently Asked Questions
While various creditors might perceive your credit score differently, from the five rating tiers, a good credit score is perceived anywhere between 670 and 719. A score with 720 or above is considered Excellent.
One of the first questions we get at Golden Credit Builders from our credit customers is, "How long it will take to repair my credit?" While there is no direct answer, as each case is different and every individual has their own customized course of action depending on its needs, on average, our experts see excellent results after 163 days. Implementing patented strategies, research, analytics, and proficiency has substantially minimized the time customers see positive changes in their credit.
Golden Credit Builders focuses on pure transparency, meaning we promise attainable results without unrealistic expectations based on a strategic game plan. We acknowledge each individual without taking the gamble - if we cannot help, we will let you know. After all, credit repair is not an overnight quick fix that magically changes your life - it is a process that requires patience, your full cooperation, and a proper mindset to make it a long-lasting success.
Did you know you are entitled to obtaining three copies of your credit reports from all three major credit bureaus once every twelve months? The Fair Credit Reporting Act made it possible for all consumers to gain insight into their credit situation at no charge utilizing the only authorized and reliable source - AnnualCreditReport.com. The website offers credit reports from Equifax, Experian, and TransUnion. To get your free credit reports, you will need to provide your personal information, including social security, legal names, address, and date of birth - all necessary to identify you correctly.
In case you have been denied credit or loan for any reason, you may also request a copy of your credit report to see what information impacted the lender’s decision. After receiving your adverse action letter, which contains the credit bureau information, you have 60 days to request the report for your overview.
While it is unlawful to delete any ACCURATE information on your credit report and then improve your credit score, you have a legal right to dispute any and all ERRORS that hurt your credit.
You can take action today to start the credit repair journey entirely on your own. While it is a time-consuming process demanding a lot of attention, determination, patience, and adequate negotiating skills, it may be achieved without hiring a professional credit repair company.